The Economic Behavior of Coastal Community in Bangil, Pasuruan Regency
DOI:
https://doi.org/10.53515/alqodiri.v24i2.245Keywords:
Coastal Community, Economic Behavior, Economic Morality, Lifestyle, RationalityAbstract
Coastal communities often face a tension between the need to manage limited and fluctuating income and the growing influence of consumption-oriented lifestyles. This study examines the economic behavior of the Bangil coastal community in Kalianyar Village, Pasuruan Regency, focusing on three dimensions: economic rationality, economic morality, and lifestyle. A qualitative case-oriented approach was employed with nine local fishermen selected through purposive sampling. Data were collected from March to July 2025 through in-depth interviews, direct observation, and documentation, while source triangulation was used to strengthen data credibility. The findings indicate that community members demonstrate rational economic behavior when prioritizing essential needs, considering product quality, consulting family members on major purchases, and reinvesting income in productive activities. However, these practices are accompanied by limited saving habits, weak separation between household and business finances, and reliance on borrowing when income is insufficient. Economic morality is primarily developed through family-based education, particularly through parental guidance on saving, responsible spending, and financial discipline, although inconsistent parental practices may weaken these habits among children. Lifestyle is strongly influenced by social surroundings, consumer trends, fashion, and technological developments, which can encourage spending based on wants rather than necessities. The study concludes that coastal economic behavior emerges from the interaction of rational decision-making, family economic education, and lifestyle pressures. Strengthening financial literacy, disciplined saving, responsible consumption, and family-based economic education is therefore important for improving household financial resilience in coastal communities.
References
Alshebami, A. S., & Aldhyani, T. H. H. (2022). The interplay of social influence, financial literacy, and saving behaviour among Saudi youth and the moderating effect of self-control. Sustainability, 14(14), 8780. https://doi.org/10.3390/su14148780
Amadu, I., Armah, F. A., & Aheto, D. W. (2021). Assessing livelihood resilience of artisanal fisherfolk to the decline in small-scale fisheries in Ghana. Sustainability, 13(18), 10404. https://doi.org/10.3390/su131810404
Aristei, D., & Gallo, M. (2021). Financial knowledge, confidence, and sustainable financial behavior. Sustainability, 13(19), 10926. https://doi.org/10.3390/su131910926
Becker, G. S. (1976). The economic approach to human behavior. University of Chicago Press. https://doi.org/10.7208/chicago/9780226217062.001.0001
Berenji, S., Nayak, P. K., & Shukla, A. (2021). Exploring values and beliefs in a complex coastal social-ecological system: A case of small-scale fishery and dried fish production in Sagar Island, Indian Sundarbans. Frontiers in Marine Science, 8, 795973. https://doi.org/10.3389/fmars.2021.795973
Bhowmik, J., Selim, S. A., Irfanullah, H. M., Shuchi, J. S., Sultana, R., & Ahmed, S. G. (2021). Resilience of small-scale marine fishers of Bangladesh against the COVID-19 pandemic and the 65-day fishing ban. Marine Policy, 134, 104794. https://doi.org/10.1016/j.marpol.2021.104794
Cesinger, B., Vallaster, C., & Müller, J. M. (2022). The ebb and flow of identity: How sustainable entrepreneurs deal with their hybridity. European Management Journal, 40(1), 77–89. https://doi.org/10.1016/j.emj.2021.04.003
Fu, W., Jiang, Q., Ni, J., & Xue, Y. (2025). Digital transitions and sustainable futures: Family structure’s impact on Chinese consumer saving choices and marketing implications. Sustainability, 17(13), 6070. https://doi.org/10.3390/su17136070
Goyal, K., Kumar, S., & Xiao, J. J. (2021). Antecedents and consequences of personal financial management behavior: A systematic literature review and future research agenda. International Journal of Bank Marketing, 39(7), 1166–1207. https://doi.org/10.1108/IJBM-12-2020-0612
Gulati, A., & Singh, S. (2024). Financial self-efficacy of consumers: A review and research agenda. International Journal of Consumer Studies, 48(2), e13024. https://doi.org/10.1111/ijcs.13024
Gunawan, A. (2023). The influence of financial literacy, lifestyle and self-control on consumptive behavior of management study program students, Faculty of Economics and Business Universitas Muhammadiyah Sumatera Utara. International Journal Reglement & Society, 4(1), 71–80. https://doi.org/10.55357/ijrs.v4i1.313
Hidayat, T., Wahjoedi, Wahyono, H., & Utomo, S. H. (2025). Financial socialization in Indonesian families: Insights from millennial parents. Journal of Cultural Analysis and Social Change, 10(3), 375–386. https://doi.org/10.64753/jcasc.v10i3.2421
Hidayati, D. R., & de Vries, W. T. (2025). Connecting the dots between blue economic development and coastal community development using a seaweed case study in Madura, Indonesia. Discover Sustainability, 6(1), 1346. https://doi.org/10.1007/s43621-025-02264-9
Kaur, J., Singh, A., & Kadyan, V. (2021). Automatic speech recognition system for tonal languages: State-of-the-art survey. Archives of Computational Methods in Engineering, 28(3), 1039–1068. https://doi.org/10.1007/s11831-020-09414-4
LeBaron, A. B., & Kelley, H. H. (2021). Financial socialization: A decade in review. Journal of Family and Economic Issues, 42(1), 195–206. https://doi.org/10.1007/s10834-020-09736-2
Lusardi, A., Hasler, A., & Yakoboski, P. J. (2021). Building up financial literacy and financial resilience. Mind & Society, 20(2), 181–187. https://doi.org/10.1007/s11299-020-00246-0
Mitu, S. J., Schneider, P., Islam, M. S., Alam, M., Mozumder, M. M. H., Hossain, M. M., & Shamsuzzaman, M. M. (2021). Socio-economic context and community resilience among the people involved in fish drying practices in the south-east coast of Bangladesh. International Journal of Environmental Research and Public Health, 18(12), 6242. https://doi.org/10.3390/ijerph18126242
Mpaata, E., Koske, N., & Saina, E. (2023). Does self-control moderate financial literacy and savings behavior relationship? A case of micro and small enterprise owners. Current Psychology, 42(12), 10063–10076. https://doi.org/10.1007/s12144-021-02176-7
Negi, P., & Jaiswal, A. (2024). Impact of financial literacy on consumer financial behavior: A systematic review and research agenda using TCCM framework. International Journal of Consumer Studies, 48(3), e13053. https://doi.org/10.1111/ijcs.13053
Núñez-Letamendia, L., Sánchez-Ruiz, P., & Silva, A. C. (2025). More than knowledge: Consumer financial capability and saving behavior. International Journal of Consumer Studies, 49(1), e13097. https://doi.org/10.1111/ijcs.13097
Nurliani, N., Rosada, I., Amran, F. D., Asni, A., & Rasyid, R. (2023). Economic behavior of coastal communities and strategy in fulfilling the needs of fisherman’s household. European Journal of Agriculture and Food Sciences, 5(4). https://doi.org/10.24018/ejfood.2023.5.4.640
Parvatiyar, A., & Sheth, J. N. (2023). Confronting the deep problem of consumption: Why individual responsibility for mindful consumption matters. Journal of Consumer Affairs, 57(2), 785–820. https://doi.org/10.1111/joca.12534
Prayitno, G., Hayat, A., Efendi, A., Tarno, H., Fikriyah, & Fauziah, S. H. (2022). Structural model of social capital and quality of life of farmers in supporting sustainable agriculture (Evidence: Sedayulawas Village, Lamongan Regency-Indonesia). Sustainability, 14(19), 12487. https://doi.org/10.3390/su141912487
Putra, I. G. S. (2025). Unpacking the influence of parental and peer support on youth financial literacy and saving behavior in Indonesia. Jurnal Siasat Bisnis, 29(2), 194–210. https://doi.org/10.20885/jsb.vol29.iss2.art5
Riantini, M., Mardiharini, M., Saptana, Sudjarmoko, B., Kasymir, E., Nur’aini, L. G., Anindita, S. H., Syukur, M., Zulham, A., Wardono, B., Ardana, I. K., Indrawanto, C., & Wahyudi, A. (2024). Livelihood vulnerability household fishermen household due to climate change in Lampung Province, Indonesia. PLOS ONE, 19(12), e0315051. https://doi.org/10.1371/journal.pone.0315051
Rufaidah, M., & Setiyono, W. P. (2023). Exploring the role of family financial education and lifestyle on financial management behavior: The mediating effect of financial self-efficacy. Indonesian Journal of Public Policy Review, 22. https://doi.org/10.21070/ijppr.v22i0.1310
Sengupta, A., & Samanta, G. (2022). Understanding immobility of a highly vulnerable coastal village in the Indian Sundarban. Regional Environmental Change, 22(3), 90. https://doi.org/10.1007/s10113-022-01931-1
Subair, N., Pidani, R. R., Meiyani, E., Haris, R., & Irma, I. (2023). Livelihood strategies for widows and divorcees of coastal fishers in Indonesia. ETNOSIA: Jurnal Etnografi Indonesia, 8(1), 12–23. https://doi.org/10.31947/etnosia.v8i1.25788
Suwatno, S., Waspada, I., & Mulyani, H. (2021). Forming students’ saving behaviour through financial literacy, parental financial education, and self-control. Jurnal Pendidikan Akuntansi & Keuangan, 9(2), 127–136. https://doi.org/10.17509/jpak.v9i2.34944
Syahza, A., Tampubolon, D., Asmit, B., & Irianti, M. (2025). Poverty alleviation through cross-sectoral approaches: Solutions to accelerate coastal community economy. Cogent Social Sciences, 11(1), 2462451. https://doi.org/10.1080/23311886.2025.2462451
Venugopal, S., & Chakrabarti, R. (2022). How subsistence communities reconfigure livelihood systems in response to climate change: A coupled-systems perspective. Journal of Macromarketing, 42(2), 292–307. https://doi.org/10.1177/02761467211070985
Vijaykumar, J. H. (2022). The association of financial socialization with financial self-efficacy and autonomy: A study of young students in India. Journal of Family and Economic Issues, 43(2), 397–414. https://doi.org/10.1007/s10834-021-09797-x
Wut, T. M., Ng, P. M. L., Kan, M. H.-K., & Fong, S. C. (2020). Does gender matter? Attitude towards waste charging policy and pro-environmental behaviours. Social Responsibility Journal, 17(8), 1100–1115. https://doi.org/10.1108/SRJ-03-2020-0102
Yannelis, C., & Amato, L. (2023). Household behavior (consumption, credit, and investments) during the COVID-19 pandemic. Annual Review of Financial Economics, 15, 91–113. https://doi.org/10.1146/annurev-financial-110821-020744
Yeo, K. H. K., Lim, W. M., & Yii, K.-J. (2024). Financial planning behaviour: A systematic literature review and new theory development. Journal of Financial Services Marketing, 29(3), 979–1001. https://doi.org/10.1057/s41264-023-00249-1
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Mochamad Taufiq, Dies Nurhayati, Sugeng Pradikto, Nunuk Khomariyah (Author)

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.